What Credit Score is Needed for Renting an Apartment?

If you’re looking for an apartment, whether it’s your first, third or fifth, the landlord or company will ask to run your credit check to ensure you pay your bills on time and haven’t had any financial disasters! What are they looking for? Landlords and rental companies look for consistency in rent payments and to see if any money is owed to a prior landlord or apartment manager. However, if you’ve had bankruptcies, evictions, foreclosures, or unpaid loans or credit cards, this will be a red flag to them.

Ready to find your dream apartment? Irvine Company has beautiful apartment communities in Orange CountySan DiegoLos Angeles and Silicon Valley.

When your credit report is pulled for the apartment, it’s considered a soft pull and will not drop your FICO score like a hard pull does. It’s more like a background check. Your employment history will be on file and you might be asked to provide your gross income as well, because the last thing a landlord wants is for their residents to be spending more than what they can afford on rent and utilities.

What credit score is needed for renting an apartment?

Most individuals or companies renting an apartment want credit scores from applicants to be 620 or higher. People with credit scores lower than 620 may indicate they are a high risk renter.

  • Anything below 579 is very poor
  • Between 580-669 is fair 
  • 740-799 is very good
  • Anything over 800 is excellent

What can you do if you think you have bad or no credit? Before apartment shopping, it’s a good idea to get your free Equifax and TransUnion credit scores and reports. You can also get a free copy of your credit report from each of the three main credit bureaus every year at AnnualCreditReport.com.

If the score is less than what you’d like to see, be sure to meticulously go over the report… there may be incorrect information you can dispute. Sometimes things happened a few years prior that are still on your report. If this is the case, consider appealing to your landlord with recent statements of bill pay history, such as cell phone bills and utilities to show you’ve been paying on time. If you have a healthy bank account, you could also provide a bank statement showing you have some cash.

And finally, stay on top of your credit report, and find alternative proof that you’ve paid accounts on time, if necessary. It may also help to seek credit counseling to show that you’re a responsible tenant.


If you have a hiccup in your credit and are in need to speak to a specialist about a low credit rental program – call or text LowCreditRents.com (517) 253-9992

7 Dos and Don’ts for Mentoring Apprentices — We Are Chefs

Happy National Apprenticeship Week! Now in its fifth year, this nationwide celebration gives businesses, communities and educators the opportunity to showcase their apprenticeship programs and apprentices while providing valuable information to career seekers. NAW 2019 is observed on November 11-17, 2019. ACFEF Apprenticeship programs provide an invaluable opportunity for budding culinary professionals to learn…

7 Dos and Don’ts for Mentoring Apprentices — We Are Chefs

Leveraging digital wallets to tap into revenue opportunities

In today’s day and age, consumers have come to expect digital applications that are speedy, secure, personalized, and ultimately, facilitate their various tasks and transactions.

TOP 101 DIGITAL WALLET COMPANIES

As more people around the world begin to rely on their smartphones for all aspects of their lives, companies and financial institutions see the benefit of offering a way to carry payment information on those phones rather than carrying wallets.

Private Social Network | Build Your Own Community

private-community

WHY WE NEED MODERN MENTORING TO DEVELOP THE CHANNEL

Micro-Credentials, Community of Practice, Expert Path Panels & Path Plans

DESIGNED FOR EDUCATION

“Connecting knowledge and resources together in an online environment that serves the industry community with continued education for growing the ecosystem”

Professional Development, Performance Improvement, Succession Planning

A way for business operators, sales people, technicians, sponsors, and learning candidates (geographically dispersed) to collaborate, negotiate, and support preparation and certifications for professional development.

Imagine being the service provider for Micro-Credentials

The following video is an example: It demonstrates an education community developing Pat Smith, a 5th grade math teacher who inspires to become a middle school principal. It can be used for any community of practice.

Industry Modern Mentoring Programs (Education & Industry Practical Experience Resources working together)

Example:

o INSTRUCTORS: Instructs students in curriculum program knowledge and skills, assesses progress and collaborates with employers, vendor partners, sales managers, technical managers, and mentors.

o VENDOR PARTNERS: Gives direction. Thinks in terms of how learners fit into the needs of their organizations. Informs employers to work connections and how mentors coach for workplace readiness.

o SALES MANAGEMENT: Helps sales executives plan career paths and certification plans, monitors progression, works with instructors and mentors to identify sales people who needs coaching and mentoring.

o TECHNICAL MANAGEMENT: Help technical learners plan career paths and certification plans, monitors progression, works with instructors and mentors to identify learners who needs coaching and mentoring, and recognize talented learners that need opportunities to showcase their work whose performance needs support.

o MENTORS: Model and coach the traits of their successful industry experts and leaders and the value of education, professional training and graduation, work with the industry & trade associations to focus on specific working learner needs to refine their ePortfolios and connect with potential partners and employers.

UP TO 8 SEATSUnlimited replications for developing Support Teams, Work-groups, and Partnerships. Platform to “execute” ongoing growth plans, communicate the “next steps”, and drive “certifications” for approving micro-credentials.

WHITE LABELED PRIVATE SOCIAL NETWORKS
A sophisticated social learning platform for professional development, performance improvement & capacity development.  

FOR WHITE LABEL SALES CONTACT INFORMATION CLICK HERE

To learn more visit the [8] portfolios below:

  1. WORKFORCE DEVELOPMENT
  2. MODERN MENTORING
  3. PRIVATE SOCIAL NETWORKS
  4. LEADERSHIP DEVELOPMENT
  5. EDUCATION
  6. CONTENTS
  7. HOW IT WORKS
  8. HOW TO MAKE AN IMPACT

For more up-to-date Articles & Activity visit Local Merchant Solutions

Replicating Resources for Micro-credentials:

The Role of People, Processes, and Systems to improve the cost-effectiveness of information technology by providing a mechanism for sharing services not economically or operationally feasible for a small business.

> To promote interoperability through use of web standards, open-source software, and shared services.

> A way for business operators, schools, sponsors, and learning candidates (geographically dispersed) to collaborate, negotiate, and support preparation and certifications for professional development.

> A way to document and promote real work done in the real workplace by real people as key components of leadership succession planning.

> A way for a collaborative team to coordinate and align leadership preparation with performance improvement plans.

> A way for a collaborative team to coordinate and align leadership preparation plans with university programs and industry apprenticeship certification programs.

> Allow individuals to keep and publish their professional portfolios.

> Provide mechanisms to track evidence of completion of key performances.

> Support industry certified professionals through competency-based education.

The Most Complete POS System for Franchises

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NEW FEATURES

Support for Cash Discount Programs

eDynamo EMV device

Wait List and Reservation Module

Kiosks for customer self-ordering

Complete Online Ordering solution

Central Kitchen and Warehouse

Caller ID integration

NEW PARTNER OPTIONS, INCLUDING

White Label POS option, build your own brand!

New Partner Portal

Marketing Resources

Benseron University for Online Linga Certification

New Affiliate Options and Benefits

Schedule an online demo today!

For more information or to connect with our partner team, contact:
1-800-683-4106 or partner@benseron.com
.